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The impact of micro financing on poverty levels of rural women farm households in Abia state, Nigeria; implication for policy intervention

机译：微型融资对尼日利亚阿比亚州农村妇女农户贫困水平的影响；对政策干预的影响

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This study determined the impact of micro-finance on poverty level of rural women farm households in Abia State, Nigeria: Implication for policy intervention. A multi-stage random sampling technique was used to +select the local government areas, communities and respondents in the three (Aba, Ohafia and Umuahia) agricultural zones of the State. The sample size was 240 (120 a piece for rural women farmer borrowers and non borrowers). Instrument of data collection was a set of structured and pre-tested questionnaire administered on both groups of rural women farmers. The result indicated that incidence of poverty or head count ratio was 0.558 for the rural women farmers borrowers and 0.933 for the rural women farmer non borrowers; poverty gap otherwise known as income short fall was 0.4547 for the rural women farmer borrowers and 0.6995 for the rural women farmer non borrowers. The result of the paired t-test showed that micro-finance impacted significantly on annual farm income, farm size and fertilizer use level of rural women farmer borrowers at given levels of significance. It was however, recommended that increased subsidy policy on agro-inputs and increased funding by the micro-finance will significantly aim at reducing the poverty levels of these women.
机译：这项研究确定了小额信贷对尼日利亚阿比亚州农村妇女农户贫困水平的影响：对政策干预的影响。多阶段随机抽样技术用于+选择州三个农业区（阿坝州，奥哈菲亚州和乌木希亚州）的地方政府区域，社区和受访者。样本量为240（农村女性农民借款人和非借款人为120件）。数据收集工具是一套针对两组农村女性农民的结构化且经过预先测试的问卷。结果表明，农村女性农民借贷者的贫困发生率或人数比例为0.558，农村女性农民非借贷者的贫困发生率为0.933。农村妇女农民借贷者的贫困差距（也称为收入短缺）为0.4547，而农村妇女农民非借贷者的贫困差距为0.6995。配对t检验的结果表明，在给定的显着水平下，小额信贷对农村女性农民借款人的年农业收入，农场规模和化肥使用水平产生了显着影响。然而，建议增加对农业投入物的补贴政策和由小额供资增加的资金，将主要旨在减少这些妇女的贫困水平。

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